@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@400;500;600;700;800&display=swap');
:root{--ink:#152f3a;--muted:#526872;--blue:#174d64;--lime:#d4ef70;--light:#f3f7f8;--line:#dce5e8}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{margin:0;font-family:'DM Sans',sans-serif;font-size:16px;line-height:1.6;color:var(--ink);background:white}h1,h2,h3,h4,.logo{font-family:Manrope,sans-serif;line-height:1.18;margin:0;font-weight:800}h1{font-size:clamp(2.45rem,4.4vw,4.1rem);letter-spacing:-.045em}h2{font-size:clamp(1.85rem,3vw,2.7rem);letter-spacing:-.035em}h3{font-size:1.4rem;letter-spacing:-.025em}p{margin:14px 0;color:var(--muted)}a{color:inherit;text-decoration:none}button,input,select{font:inherit}button,a,input,select,summary{touch-action:manipulation}button{cursor:pointer}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid #3784b1;outline-offset:4px}button:disabled{cursor:not-allowed;opacity:.5}img{max-width:100%;display:block}.wrap{width:min(1216px,calc(100% - 64px));margin:auto}.preview{background:var(--ink);color:#e3edf0;text-align:center;font-size:12px;padding:7px 16px;letter-spacing:.035em}.preview b{color:var(--lime)}.preview a{text-decoration:underline;margin-left:14px}.header{position:sticky;top:0;background:#ffffffed;backdrop-filter:blur(14px);z-index:20;border-bottom:1px solid var(--line)}.nav{display:flex;align-items:center;justify-content:space-between;min-height:84px;gap:30px}.logo{display:flex;align-items:center;gap:9px;font-size:21px;letter-spacing:-1px;white-space:nowrap}.logo small{font-size:12px;letter-spacing:0;font-weight:500}.brandmark{width:35px;height:35px;background:var(--ink);color:var(--lime);border-radius:50%;display:grid;place-items:center;font-size:22px}.links{display:flex;gap:28px;align-items:center;font-size:14px;font-weight:600}.links a:hover,.textlink:hover{color:#237899}.btn{display:inline-flex;align-items:center;justify-content:center;gap:12px;border:1px solid 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em{font-style:normal;color:#497587}.hero-image{position:relative;overflow:hidden;border-radius:24px;min-height:600px;background:#254d63}.hero-image>img{position:absolute;width:100%;height:100%;object-fit:cover;object-position:48% center}.hero-image:after{content:'';position:absolute;inset:45% 0 0;background:linear-gradient(transparent,#0c2839b5)}.photo-note{position:absolute;bottom:29px;left:29px;right:29px;color:white;z-index:1}.photo-note .tag{background:#ffffff24;border:1px solid #ffffff50;color:white;margin-bottom:15px;backdrop-filter:blur(7px)}.photo-note h3{font-size:31px;max-width:300px}.photo-note p{color:#e5eef4;font-size:14px;margin-bottom:0}.finder{margin-top:26px}.segmented{display:inline-flex;padding:4px;background:#eef3f4;border-radius:10px;gap:3px;margin-bottom:18px}.segmented button{background:none;border:0;color:var(--muted);padding:9px 15px;border-radius:7px;font-size:14px;font-weight:700;min-height:40px}.segmented button.active{color:var(--ink);background:white;box-shadow:0 1px 5px #152f3a15}.fields{display:grid;grid-template-columns:1fr 1fr;gap:12px}.field{display:flex;flex-direction:column;gap:5px;border:1px solid #cfdbde;border-radius:9px;padding:9px 13px;background:white;min-width:0}.field.full{grid-column:1/-1}.field label{color:var(--muted);font-size:12px;font-weight:600}.field input,.field select{border:0;outline:0;background:white;color:var(--ink);width:100%;height:28px;min-width:0;font-size:15px}.field:focus-within{outline:2px solid #458baf}.finder .btn{width:100%;margin-top:14px;min-height:52px}.micro{font-size:12px;color:#667780;line-height:1.6}.finder .micro{margin:8px 0 0}.error{color:#a83525;font-size:14px}.trust-strip{display:flex;align-items:center;justify-content:space-between;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:26px 0;gap:28px}.insurers{display:flex;gap:30px;align-items:center}.insurer{font-family:Manrope,sans-serif;font-size:24px;font-weight:800;letter-spacing:-1px}.insurer.allianz{color:#134e84}.insurer.generali{color:#a82c30}.trust-label{font-size:12px;max-width:150px;color:var(--muted)}.trust-item{font-size:13px;display:flex;gap:10px;align-items:center}.tick{color:#407280;font-size:18px}.section{padding:78px 0}.section.tint{background:var(--light)}.section-head{display:flex;justify-content:space-between;align-items:end;gap:30px;margin-bottom:30px}.section-head p{max-width:570px;margin-bottom:0}.textlink{font-size:14px;font-weight:700;white-space:nowrap;text-decoration:underline;text-underline-offset:5px}.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}.card{border:1px solid var(--line);border-radius:20px;padding:27px;background:white;display:flex;flex-direction:column;min-width:0}.card.featured{border:1px solid #5c8c8c;box-shadow:0 8px 30px #152f3a09}.card .insurer{font-size:20px;margin:16px 0 9px}.tag{display:inline-flex;align-self:flex-start;font-size:11px;line-height:1.4;letter-spacing:.04em;font-weight:700;background:#edf3f4;color:#41616b;padding:7px 10px;border-radius:5px}.tag.lime{background:var(--lime);color:var(--ink)}.card h3{font-size:24px}.card .subtitle{font-size:13px;margin:9px 0 21px;min-height:40px}.benefits{list-style:none;padding:0;margin:0 0 21px}.benefits li{display:flex;justify-content:space-between;gap:12px;padding:11px 0;border-bottom:1px solid #edf1f2;font-size:13px}.benefits strong{font-size:14px;white-space:nowrap;text-align:right}.card .bottom{margin-top:auto}.card .btn{width:100%;margin-top:16px}.card .source{font-size:12px;text-decoration:underline;color:#526872}.card .micro{margin:8px 0 0}.notice{border-left:3px solid #829eab;background:#f0f5f7;padding:16px 20px;border-radius:0 8px 8px 0;font-size:14px;color:#465f6a;margin:25px 0}.notice p{margin:0}.three{display:grid;grid-template-columns:repeat(3,1fr);gap:34px}.step{border-top:1px solid #c8d7dc;padding-top:24px}.step .num{font-size:13px;color:#647d85;display:block;margin-bottom:22px}.step p{font-size:15px}.category-links{display:flex;gap:10px;flex-wrap:wrap;margin:26px 0}.chip{display:inline-flex;align-items:center;padding:10px 17px;min-height:44px;background:white;border:1px solid var(--line);border-radius:100px;font-size:14px;gap:20px}.chip:hover{background:var(--ink);color:white}.addons .card{background:var(--light);border:0}.addon-icon{font-size:25px;color:var(--blue);margin-bottom:24px}.addons h3{font-size:22px;max-width:240px}.addons p{font-size:14px}.addon-foot{border-top:1px solid var(--line);padding-top:16px;margin-top:auto;font-size:13px}.addon-foot b{display:block;font-size:16px}.claim-teaser{border-radius:24px;background:var(--ink);padding:48px;display:grid;grid-template-columns:1fr 1fr;gap:70px;color:white}.claim-teaser p{color:#c6d7dc}.claim-teaser .eyebrow{color:var(--lime)}.claim-options{display:grid;gap:10px}.claim-options a{display:flex;justify-content:space-between;align-items:center;background:#ffffff0d;border:1px solid #ffffff25;padding:16px 20px;border-radius:9px;font-size:14px}.claim-options a:hover{background:#ffffff20}.hubs{display:grid;grid-template-columns:1fr 1fr;gap:24px}.hub{padding:28px;border:1px solid var(--line);border-radius:16px}.hub p{font-size:14px;max-width:420px}.hub .textlink{display:block;margin-top:22px}.faq{max-width:860px;margin:auto}.faq h2{margin-bottom:30px}.faq details{border-bottom:1px solid var(--line);padding:20px 0}.faq summary{font-weight:700;cursor:pointer;min-height:30px}.faq p{font-size:15px;padding-right:30px}.footer{border-top:1px solid var(--line);background:#f8fafb;padding:52px 0 24px}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:30px}.footer h4{font-size:13px;margin-bottom:16px}.footer a:not(.logo){display:block;font-size:13px;color:var(--muted);margin:8px 0}.footer .micro{max-width:320px}.footer-bottom{margin-top:40px;border-top:1px solid var(--line);padding-top:22px;font-size:12px;color:var(--muted)}.breadcrumbs{font-size:12px;padding-top:25px;color:var(--muted)}.page-intro{padding:42px 0 32px;max-width:820px}.page-intro h1{font-size:clamp(2.4rem,4vw,3.5rem)}.page-intro p{font-size:18px}.content{padding-bottom:70px}.split{display:grid;grid-template-columns:minmax(0,1.55fr) minmax(0,1fr);gap:44px;align-items:start}.panel{border:1px solid var(--line);border-radius:16px;padding:28px;margin-bottom:24px}.panel h2{font-size:25px;margin-bottom:18px}.panel h3{font-size:19px;margin-top:24px}.panel p,.panel li{font-size:15px}.panel li{margin:8px 0;color:var(--muted)}.panel ul{padding-left:20px}.price{font-family:Manrope,sans-serif;font-size:42px;font-weight:800;letter-spacing:-2px}.price small{font-family:'DM Sans',sans-serif;font-size:14px;color:var(--muted);font-weight:400;letter-spacing:0}.metric-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.metric{border-bottom:1px solid var(--line);padding:18px 0}.metric span{display:block;font-size:13px;color:var(--muted)}.metric b{display:block;font-size:25px;margin-top:5px}.file{display:block;border-top:1px solid var(--line);padding:15px 0;text-decoration:underline;font-size:14px}.compare-wrap{overflow:auto;border:1px solid var(--line);border-radius:16px}.compare{border-collapse:collapse;min-width:780px;width:100%;font-size:14px}.compare th,.compare td{text-align:left;padding:20px;border-right:1px solid var(--line);border-bottom:1px solid var(--line);vertical-align:top;min-width:190px}.compare th:first-child,.compare td:first-child{background:#f5f8f9;min-width:180px;position:sticky;left:0;z-index:1}.compare th{background:#eef4f6}.compare select{width:100%;padding:8px;border:1px solid #b3c7ce;border-radius:6px;background:white;font-size:13px}.compare td strong{font-size:18px}.compare .micro{display:block}.toolbar{display:flex;align-items:center;justify-content:space-between;gap:20px;margin-bottom:24px}.result-summary{background:var(--ink);color:white;border-radius:16px;padding:22px 28px;margin-bottom:30px;display:flex;align-items:center;justify-content:space-between;gap:20px}.result-summary p{color:#d3e1e6;margin:3px 0;font-size:14px}.result-summary b{font-size:20px}.result-summary .textlink{color:var(--lime)}.choices{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-bottom:28px}.choice{background:white;border:1px solid var(--line);border-radius:10px;padding:16px;text-align:left;color:var(--ink);min-height:65px}.choice.active{background:var(--ink);color:white}.claim-detail ol{padding-left:23px}.claim-detail li{margin:15px 0}.claim-detail li b{display:block}.link-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.link-card{display:block;padding:22px;border:1px solid var(--line);border-radius:12px;font-weight:700}.link-card span{display:block;font-size:13px;color:var(--muted);font-weight:400;margin:8px 0 0}.link-card:hover{background:var(--light)}.review-table{width:100%;border-collapse:collapse;font-size:14px}.review-table td,.review-table th{text-align:left;padding:15px;border-bottom:1px solid var(--line)}.mobile-cta{display:none}.skip{position:absolute;top:-90px;z-index:99;background:white;padding:10px}.skip:focus{top:5px}
@media(max-width:1000px){.links{gap:16px}.links .desktop-cta{display:none}.hero{gap:30px}.hero-image{min-height:610px}.trust-item:last-child{display:none}.cards{gap:14px}.card{padding:22px}.benefits li{font-size:12px}.benefits strong{font-size:13px}.claim-teaser{gap:35px;padding:35px}.split{gap:25px}.footer-grid{grid-template-columns:1.3fr 1fr 1fr}.footer-grid>div:last-child{grid-column:2/4}}
@media(max-width:720px){.wrap{width:calc(100% - 36px)}.preview{font-size:10px}.preview a{margin-left:8px}.nav{min-height:70px}.logo{font-size:20px}.menu{display:block}.links{display:none;position:absolute;top:70px;left:0;right:0;background:white;padding:24px;box-shadow:0 16px 20px #152f3a15}.links.open{display:flex;flex-direction:column;align-items:stretch}.links a{padding:8px}.hero{display:flex;flex-direction:column;padding-top:26px;gap:24px;padding-bottom:30px}.hero-copy{padding:0}.hero h1{font-size:2.65rem;max-width:440px}.hero p.lead{font-size:16px;margin:18px 0}.eyebrow{font-size:11px;margin-bottom:13px}.finder{margin-top:20px}.hero-image{min-height:230px;max-height:260px}.hero-image img{object-position:center 53%}.photo-note{left:22px;bottom:22px}.photo-note h3{font-size:24px}.photo-note .tag{margin-bottom:10px}.photo-note p{display:none}.trust-strip{flex-wrap:wrap;justify-content:flex-start;padding:22px 0;gap:18px 25px}.trust-label{max-width:100px;font-size:11px}.insurers{gap:24px}.insurer{font-size:21px}.trust-item{font-size:12px}.section{padding:47px 0}.section-head{display:block;margin-bottom:24px}.section-head>.textlink{display:inline-block;margin-top:18px}.section-head p{font-size:15px}.cards,.three,.hubs{grid-template-columns:1fr;gap:18px}.card{padding:26px}.card .subtitle{min-height:0}.benefits li{font-size:14px}.benefits strong{font-size:15px}.card h3{font-size:24px}.card .btn{margin-top:12px}.step{padding-top:18px}.step .num{margin-bottom:12px}.three{gap:24px}.claim-teaser{grid-template-columns:1fr;padding:28px;gap:22px;border-radius:18px}.claim-teaser h2{font-size:29px}.footer-grid{grid-template-columns:1fr 1fr;gap:25px}.footer-grid>div:first-child{grid-column:1/-1}.footer-grid>div:last-child{grid-column:auto}.footer{padding-bottom:86px}.split{grid-template-columns:1fr;gap:0}.panel{padding:23px}.page-intro{padding-top:28px}.page-intro p{font-size:16px}.page-intro h1{font-size:2.45rem}.link-grid{grid-template-columns:1fr 1fr}.link-card{font-size:14px;padding:17px}.choices{grid-template-columns:1fr 1fr;gap:8px}.choice{font-size:14px;padding:13px}.result-summary{padding:22px;align-items:start;flex-direction:column;gap:12px}.result-summary b{font-size:18px}.toolbar{align-items:start;flex-direction:column;gap:10px}.mobile-cta{display:flex;position:fixed;bottom:0;left:0;right:0;background:#fffffff5;border-top:1px solid var(--line);padding:10px 18px;z-index:25;align-items:center;justify-content:space-between;gap:14px;backdrop-filter:blur(12px)}.mobile-cta small{font-size:11px;line-height:1.4;color:var(--muted)}.mobile-cta .btn{min-height:43px}.review-table td,.review-table th{padding:10px;font-size:12px}.metric b{font-size:23px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
@media(max-width:720px){.hero h1{font-size:2.35rem}body[data-page="home"] .cards{grid-template-columns:none;grid-auto-flow:column;grid-auto-columns:min(86vw,330px);overflow-x:auto;scroll-snap-type:x mandatory;padding:3px 2px 16px}body[data-page="home"] .cards .card{scroll-snap-align:start}.field input,.field select{font-size:16px}}
@media(max-width:360px){.logo{font-size:17px;gap:7px}.brandmark{width:30px;height:30px}.logo small{font-size:10px}.nav{gap:10px}.menu{font-size:13px;padding:8px}.hero h1{font-size:2.15rem}.benefits li{font-size:12px}.benefits strong{font-size:13px}}